A: Automobile insurance depends on your driving history. If you have had a clean driving record for a long time, ICBC will give you a generous discount v/s someone who has just started to drive. For proper coverage, ask your agent a lot of questions and ask about how you can get the most discount.  We need to have a valid drivers license and your registration We can help you with all that. Stop by our office anytime you want. We are open 9 am to 9 pm, most days.